Advantage Finance understands your concerns about privacy and endeavours to keep your private information private. Please ensure that you read and understand this document so that no misunderstandings can eventuate. If you have any questions regarding the information in this document please call (03) 9590 9431 to ask to speak with the manager, who can address your concerns about this privacy statement.
The Information We Collect
- Personally Identifiable Information
Advantage Finance collects information from its visitors such as email address, physical address, income details and telephone numbers. This information is considered as personally identifiable information and is treated in the strictest confidence.
- Referrer Information
Each hit to the Advantage Finance website logs visitor information such as Operating System name and version, Browser name and version, and time of visit. This is the standard information that almost all websites collect from visitors and is not personally identifiable information.
How The Information is Collected
- Personally Identifiable Information
Personally identifiable information is collected via the use of the forms on this website. Forms included are the 'Home Loan Application' form and the 'Contact Us' form. Note that your email address is considered to be private information and is the reason for the inclusion of the 'Contact Us' form in this section of the document. When you fill in these forms your information is sent to Advantage Financefor further processing.
- Referrer Information
Referrer Information is collected on entry to the website. This process does not involve 'cookies' or any invasive means of information procurement. Data collected is broadcast by your web browser.
Who Has Access To Collected Information
- Personally Identifiable Information
All information collected is available only to Advantage Finance employees. Your information will only be disclosed by Advantage Finance to a third party in relation to a loan application. For example, If mortgage insurance is required Advantage Finance will be required to disclose your information to the correct source. Advantage Finance's Privacy Policy does not extend to these sources - however, Advantage Finance will always endeavour to ensure that your information is handled correctly by any of these third parties.
- Referrer Information
Referrer Information collected is available to employees of Advantage Finance. and is accessed only in order to summarise information for Advantage Finance.
What Advantage Finance Uses Collected Information For
- Personally Identifiable Information
Your personally Identifiable Information is used for the creation and servicing of Home loan accounts. This information is accessed no more than three times in a twelve month period and is kept offline and in a secure manner.
- Referrer Information
Referrer Information is used to determine what browsers/operating systems are accessing the Advantage Finance website (http://www.advantagefinance.com.au) in order to tailor your browsing experience to provide greater functionality and / or operability. Other information collected, including but not limited to time of visit and number of repeat visits help Advantage Finance to determine what time/s are most popular for accessing the website. The information collected is completely anonymous and serves to help Advantage Finance understand its internet audience so that it can tailor its website to the needs of its visitors.
What to do if you think Your Information is being Abused
If you suspect your information is being abused, please contact Advantage Finance on (03) 9590 9431. At any time you have the right to request Advantage Finance to disclose to you any personally identifiable information it holds about you. You are also entitled to have this information updated at your discretion.